Cars, utes, vans. We all know they dominate the contracts of asset finance. But what about the obscure assets that hide in the shadows?

We list some of the forgotten assets that Nodifi partners write finance for and give some tips on the processes.

Plus, check out some of the most extreme assets that have passed through the Nodifi’s books:
(Prices are based on 2019 – 2020 models)


  • Boats. Financing boats always ramps up in the later months of the year. The excitement of summer pushes a lot more through the doors. Bowriders and Wakesetters for cruising dams and rivers and cuddy cabins for coastal waters are popular choices.
    Common Price Range: $50,000 – $85,000
  • Jet Skis. These, like boats, increase in popularity during the end of spring and beginning of summer. The Sea-Doo Spark Trixx and Yamaha WaveRunner are popular.
    Common Price Range: $14,000 – $21,000

Rates From: 7.74%
Finance Tip: Most lenders will not finance boats with masts.


Exploring Australia has always been a top win in caravans. Off-road capable models are being more popular, paralleling the 4×4 craze. Did you know that 89% of caravanners would recommend caravanning to their friends? This strong market has a lot of potential for referrals.

Common Price Range: $30,000 – $120,000
Rates From: 7.89%
Finance Tip: Often, casually employed clients must have 24 months with the same employer.

Construction Machinery

Commercial lending for heavy machinery has recently had a shot in the arm from the federal government’s 2020 budget. The instant asset tax write-off scheme aims to support businesses in the purchase of new assets. Prior to the October announcement from Treasury, there was a $150,000 limit on asset value. That has now been lifted. Additionally, businesses with a turnover of less than $5 billion are eligible to access the scheme. Popular brands include; CAT, Komatsu, CASE, John Deere, Volvo and Hitachi.

Common Price Range: $50,000 – $120,000

Common Price Range: $14,000 – $350,000

Common Price Range: $15,000 – $50,000

Skid-steer Loaders
Common Price Range: $23,000 – $55,000

Rates From: 3.85%

Prime Movers

These vehicles are a sizable investment for a transport company. Chattel mortgages cover top brands such as Volvo, Freightliner, Kenworth and Mack. Gross Combination Mass (GCM) ranges vary considerably per price.

Common Price Range: $160,000 – $350,000
Rates From: 3.1%
Finance Tip: Private sales and dealer sales are available.


Although these massive machines are a rarity in the finance books, Nodifi has seen interest in crane finance. They are often gauged in operation hours rather than kilometers travelled. Popular brands include Liebherr and Palfinger. Cranes

Common Price Range: $90,000 – $500,000
Rates From: 3.1%
Finance Tip: Often, multiple parties register as having an interest with these assets. If you have a scenario or any questions, give the Nodifi team a call.

Nodifi’s Notable Non-Cars

Helicopter (Eurocopter)
Asset Value: $2.3 million
Deposit: $600,000
LEND: $1.7 million
When: March, 2019

Helicopter (Bell Helicopter)
Asset Value: $1.6 million
Deposit: $359,000
LEND: $1.1 million
When: January, 2020

Supercar (2017 Ferrari)
Asset Value: $1.3 million
When: August, 2019

Alberti CNC Drilling Machine
Asset Value: $734,000
When: January, 2020

Terex Demag Crane
Asset Value: $693,000
When: November, 2019

Scania Truck
Asset Value: $514,000
When: February, 2020

DAF Prime Mover / Semi-Trailer
Asset Value: $467,000
When: December, 2018

The Bottom Line

Boosted by the healthy, finance-friendly 2020 Budget, Nodifi expects large and obscure assets like the ones above to become more commonplace. If you’d like to find out more about the processes these assets require, the Nodifi team is at the ready. Get in the know to offer your clients more options.

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