As the summer heat fades away and parts of Australia turn that synonymous yellow-red, attention turns to those autumn escapes and/or that busy working season.

Nodifi takes a look at some assets that heat up as the weather cools.

Firstly, why the increase?

According to Nodifi Chief Operating Officer, Tim Wells, there are important factors at play.

He explains; “With the continued restrictions surrounding international travel, consumers are looking domestically for that holiday escape. Because of this, assets that support domestic travel are seeing significant enquiries.”

“In addition, the changing scenic landscape, the Easter break and school holidays, delivers increased demand for vehicles capable of towing caravans and caravans themselves. In the commercial space, we see considerable interest for agricultural machinery aligned with seasonal harvests – although these are industry and region specific.” adds Tim.

Some top selling assets that see increasing popularity in autumn


Caravans are proving to be big business in Australia and demand has shown they aren’t just for grey nomads. The $23 billion per year caravan industry in Australia has bolstered not only the affiliated caravan parks, but also caravan manufacturers.

Popular brands include; Jayco, A’van, Crossroads, and New Age Caravans.

Caravan and campervan registration numbers are still on the rise, supported by the restrictions surrounding international travel..

Caravan and campervan registrations over recent years

2017: 647,337
2018: 679,416
2019: 711,386
2020: 741,569

What’s the price range?

Caravans, like cars, have a huge variation in models, features and prices. Most new caravans start at around $25,000 for a basic model, going all the way up to $170,000 for premium units.

On average, consumers spend around $42,000 – $50,000 on new caravans.

Consumer rates from 4.45%


Autumn sees a pull for vehicles that are capable of towing caravans and travelling long distances. Passenger comfort and safety also play a large part in consumer decision making.

For these reasons, SUVs and dual cab utes are big sellers.

Interestingly, matching with Australia’s love of SUVs and utes, these vehicles made up 51.7% of all consumer vehicle sales in December, 2020.

Which vehicles in particular?

Aussies love a good Toyota. Here are the top three best-selling vehicles in Australia in 2020.

Toyota HiLux: 45,176 units sold.
Ford Ranger: 40,973 units sold.
Toyota RAV4: 38,537 units sold.

But it’s not just new SUVs and utes making big numbers. Demand for used vehicles is still remaining high, especially for late-model examples.

What’s the price range?

Although popularity, not just in Australia but worldwide, has pushed manufacturers to release a huge number of model variants, most consumer loans for these vehicles range from $45,000 – $55,000.

Consumer rates start from 3.85%

Agricultural Machinery

These assets are dependent on harvest season. February, March and April are peak harvest times for grapes, apples, pears. Wheat and barley are commonly sown in May.

The result is an increase in machinery relating to these industries.

Note that these large ticket items are often measured in operating hours, not mileage and require specific documentation. Additionally, they attract low-doc loans and commercial rates as they are commercial vehicles.

Which assets in particular?

Combine harvesters, tractors and the various attachment fittings such as boom sprayers and vineyard spreaders see increasing enquiries in the lead up to harvest times. They are further dependent on region and rainfall.

Popular brands include; Case IH, New Holland and John Deere

What’s the price range?

Big machinery attracts big dollars. It’s not uncommon to see new harvesters pushing north of $500,000. Tractors often land in the $25,000 – $60,000 range.

Commercial rates from 2.85%. However, for larger ticket items over $100,000, these have the potential to be negotiated lower – this is done on a case by case basis.

Adding up Assets in Autumn

If you predict any of your clients showing an interest in the assets listed above, make sure you’re in the know. Often, submitting a scenario is the best way to ensure you’re providing accurate information when giving specifics.

For more information on the assets listed above, other assets or questions in general, contact your Nodifi relationship manager today.

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